THE PAYMENT ORCHESTRATION PLATFORM BUILT FOR AFRICA.
Payfonte helps businesses and fintechs integrate mobile money, bank transfers, and card payments across Africa through one orchestration layer.
22
AFRICAN MARKET
$0M+
Processed Value Annually
0%
Transaction Success Rate
EXTENSIVE PAYMENT COVERAGE ACROSS AFRICA.
Integrate MTN MoMo, M-Pesa, Airtel Money, Moov, bank transfers, card payments, and many others with smart routing, hybrid orchestration, and centralized reconciliation across 22+ African markets through one unified API.
CLICK ON A COUNTRY TO SEE PROVIDERS AVAILABLE
Extensive MNO Coverage
Direct MNO integrations across African countries, ensuring reliable routing, faster delivery, and optimized uptime.
WHY PAYFONTE
Built for reliability, Flexibility, and exceptional performance across African markets
Hybrid Orchestration
Leverage Payfonte’s direct integrations or combine them with your existing provider contracts. Route transactions intelligently, fail over seamlessly, and maintain flexibility as you scale across markets.
Smart reconciliation
Every transaction is tracked to its final state, giving your team accurate, real-time visibility and eliminating gaps in reporting or settlement.
Rapid Integration
Integrate once and start processing quickly with clean APIs, sandbox access, streamlined onboarding, and developer documentation without heavy engineering overhead.
Unified Dashboard
Monitor transactions, track performance, and manage operations across providers and markets from a single, consolidated view.
Fast Settlement
Predictable settlement timelines (T+0–T+3) across supported markets, helping you manage cash flow without unnecessary delays.
Operate Like a Local
Deliver payment experiences that feel native in every market, with support for local currencies, methods, and user expectations.
Customizable Checkout
Deliver a fully branded checkout experience with your logo, support details, and identity — ensuring consistency and trust at the point of payment.
BUILT FOR BUSINESS SIMPLICITY
Bank-level security protecting over $100m+ in processed transactions
- 1Smart Reconciliation
- 2Fast Payment
- 324/7 support
Frequently Asked Questions
Payfonte helps businesses and fintechs orchestrate payments across Africa through a single integration layer. We connect businesses to mobile money providers, banks, card processors, and local payment methods through one unified API.
Payfonte is built for fintechs, enterprises, payment providers, platforms, and businesses that need reliable payment infrastructure or fast access to African payment methods.
Payfonte supports payment coverage across over 22+ African markets, with continued expansion across mobile money and banking ecosystems. View our coverage to explore supported countries and payment providers.
Payment orchestration is the process of managing multiple payment providers, processors, and payment methods through a single technology layer that improves routing, reconciliation, visibility, and transaction performance.
Payment aggregation allows businesses to process transactions from multiple payment methods or providers through a single payment platform or merchant account. Unlike payment orchestration, aggregation focuses primarily on consolidating payment acceptance, while orchestration also includes intelligent routing, failover, reconciliation, transaction visibility, and provider management across multiple PSPs and payment channels.
Payfonte intelligently routes transactions between providers across African markets based on availability, performance, routing logic, and operational rules to improve payment success rates across the region.
Yes. Payfonte provides centralized reconciliation and transaction visibility across multiple providers and payment channels.
Payfonte supports integrations with providers including MTN MoMo, M-Pesa, Airtel Money, Moov, Wave, Paypal, Paystack, Flutterwave, and additional local payment providers across African markets. See the API docs for supported integrations and implementation guides.
Yes. Payfonte allows businesses to integrate multiple providers through one orchestration API instead of managing separate integrations individually.
No. Payfonte supports hybrid orchestration, meaning you can keep your existing MNO and PSP relationships while using Payfonte's orchestration and routing infrastructure.
Integration timelines depend on your implementation model, but most businesses can begin testing within days using Payfonte's APIs and sandbox environment.
Yes. Payfonte provides APIs and developer tools for payment orchestration, mobile money integrations, smart routing, reconciliation, and transaction management. Explore our API documentation to learn more.
Yes. Payfonte provides a sandbox environment that allows developers to test integrations, payment flows, and orchestration logic before going live. View the developer documentation to get started.
Yes. Payfonte provides developer documentation, API references, integration guides, and onboarding resources to help teams integrate quickly.
Hybrid orchestration for Africa is Payfonte’s model for combining your own provider contracts with Payfonte’s partnerships through a single integration. Where you have your own MNO or PSP contracts, Payfonte routes through them; where you don’t, it uses its pre-negotiated partnerships. Smart routing then sends each transaction down the best path, so you keep control where it matters and get coverage everywhere else.
A mobile money API lets your business accept payments from mobile money wallets such as MTN MoMo, M-Pesa, and Airtel Money. Payfonte’s mobile money API connects you to these providers across 22+ African markets through one integration, with smart routing that adapts to each market so more payments succeed.
Yes. If you already have direct contracts with mobile network operators, Payfonte can route transactions through them at your negotiated rates, and use its own partnerships in the markets where you don’t yet have contracts. This is the core of hybrid orchestration.
Alternative payment methods are ways to pay beyond cards, including mobile money, bank transfers, and USSD. In most African markets, these (mobile money above all) are how people actually pay. Payfonte connects you to the leading alternative payment methods in each market through one API.